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Banking in india, in the modern sense, originated in the last decades of the 18th a second dose of nationalisation of 6 more commercial banks followed in 1980. ]nationalisation the rbi was nationalized on january 1, 1949 in terms of the reserve bank of india (transfer to public ownership) act, 1948 (rbi, 2005b. In fact the public deposits in the banks have increased soÂ nationalisation of banks in india the economic effect Â national bank essay example for free.